Approach

Our Approach

At Scargo Hill Capital we execute forward thinking, transitional working capital solutions. We leverage our time-tested experience and deep roots in collateral valuation and critical thinking. Each transaction is tailored on its own and always with an eye forward to provide maximum liquidity and flexibility seeking every opportunity to exceed goals and expectations.  In today’s fast and ever-changing environment, each transaction is a broader opportunity to embrace challenges and navigate change through proactive collaboration and active listening. 

Our direct industry  experience is not based on formulaic calculations, what history alone may dictate, or through lagging market indicators.  Alternatively, we take a manufacturing approach to determine our own appetite for risk and to form our own credit opinions rooted in more than a century of combined experience in direct lending, asset management, direct investing and as owners and operators.

Today, we are experiencing a permanent and ever-lasting shift in landscape and retailing as we know it.  At Scargo, we recognize that currency is merely a commodity and that we need to offer more, in fact much more; our direct industry experience and capabilities as market influencers and futurists.  At our core, we are a family office product with a deep commitment to the industry and a lot to offer! 

We thrive on your success, through your vision and hope to have the privilege of working together and forging a path forward.

OPPORTUNITIES

Our team has the expertise to support companies through a variety of business cycles and with differing financial and operational needs. We are sector agnostic across retail, consumer products and the broader supply chain with an ideal target commitment size of $25MM and under and a preferred tenor of 2 years.

  • Emerging growth companies and consumer brands

  • E-commerce and V-commerce or digitally-native vertical brands

  • Underperforming or transitional turn-arounds or “turn-ups”

  • Debtor in possession

  • Dividend recaps

  • Mergers/acquisitions, buyouts – synergy value

  • Sector specific rollups

  • Corporate orphan “lift outs” – synergy value

  • Rescue Finance


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Products

In a financial world that is bent foremost in looking backward, we will be tasked with leveraging historical performance only for what it is…history. Instead, we will walk with you hand-in-hand forward in transition to understand your goals and to establish a mutually rewarding relationship that is built upon what is most important to you – your business. 

  • Revolving lines of credit and term loans

  • Accounts receivable unlocking traditional borrowing base ineligibles

  • Seasonal, in-transit or opportunistic inventory advances

  • Vendor trade finance (PO finance, vendor financed inventory (SBT) (FBA)

  • FILO 100+% in partnership with leading national banks and syndications

Our products are designed to create increased asset yield while defining a critical path to optimize value in all asset classes